1. This comprehensive policy doesn’t cover losses due to natural disasters such as floods and landslides. For that, you can insure yourself with Special Peril cover. Nonetheless, you are entitled to claim RM1,000 allowance for any flood damage subject to terms & conditions.
2. Windscreen claims do not affect your No Claim Discount (NCD) if you have separate/additional windscreen coverage.
3. Each additional driver cost of RM10 will be waived by Proton Insurance Program (PIP) All Driver coverage.
4. All company-registered vehicles must have all their drivers insured.
5. The above coverage of Key Cover, Flood Allowance & Policyholder Personal Accident claims will not affect your No Claim Discount (NCD).
6. Your motor insurance issued in Malaysia provides coverage across Malaysia, Singapore and Brunei Darussalam. Additional premium for coverage extension to Thailand.
7. Your motor insurance policy does not cover non-factory fitted vehicle accessories.
8. If you have more than one vehicle registered under the same owner, your NCD is transferrable between those vehicles.
9. In the event of an accident, you must lodge a police report within 24 hours of the accident. Send your car for repair at a Proton authorised service centre for speedy approval, quality workmanship, genuine parts and warranty.
